To purchase real estate in Spain you will need the following documents:
NIE (foreigner and taxpayer identification number in Spain)
This document is required to purchase real estate in Spain. It is easiest to obtain a NIE in advance from your home country. In Spain, the process can take up to 30 days, but with the help of managers it can be done in 5-6 days. To obtain a NIE you need:
*Original passport with Schengen visa and entry stamp into Spain.
Two color photographs of 3x4 size (passport size).
The remaining documents must be filled out at the place where you receive your NIE.
Opening a bank account
To purchase real estate, you need to open a bank account in the name of the buyer (or, if necessary, in the name of the spouse). For this you need:
Valid passport.
For Russian citizens: certificate of income in form 2-NDFL for the last 12 months or for the current and previous year. For citizens of other countries - a similar certificate or income declaration from the tax authorities for the same period.
Certificate of employment on company letterhead indicating the position, salary in national currency and duration of work at this company.
Documents for obtaining a mortgage
To obtain a mortgage in Spain you will need:
Valid passport.
Certificate of employment indicating the position, duration of work and salary in national currency (indicating the direction of the company's activities).
For Russian citizens: certificate of income in form 2-NDFL for the last 12 months or for the current and previous year. For citizens of other countries - a similar certificate or income declaration from the tax authorities for the same period.
Bank account statement for the last 3-6 months indicating the balance.
Certificate from the credit history bureau about the presence or absence of loan debts (for Russians - website www.nbki.ru)..)
Certificate from the Property Register of ownership of real estate in the homeland, it is advisable that the applicant be registered at the address of this property. A copy of the certificate is sufficient.
Certificate of no criminal record
It is recommended to obtain a police clearance certificate in your country of permanent residence in advance. This apostille certificate is required for non-residents of Spain if the property is located in a military zone. Verification of the location of the property is carried out through a special certificate from the Spanish Property Register. To purchase property in a military zone, a military permit from the Spanish Ministry of Defense is required. Citizens of the European Union do not need such permission.
